myLife Marek Čverha
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Financial intermediation by myLife

Marek Čverha

Exclusive Advisor myLife

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Marek Čverha
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Why it matters

Most people don't leave their jobs because of money. They leave because they've been doing the same thing for years, and no one sees their effort or potential.

Why have a ceiling you didn't set yourself? In employment, your income is often decided by a table, position, and fixed rules – not by the results you deliver.
You might be the best in the team. You might work harder than others.
But if a position has its ceiling, your income will have one too.
The question is simple: do you want your income to be based on a table, or on what you can achieve?
Your time shouldn't belong to someone else. Vacation according to someone else's plan.
Working hours dictated by someone else.
Coming home when your children are already falling asleep.
Work can earn you money.
But no one can give you back the time you've lost.
The question is: how much more of your time do you want to exchange for security?
More than just a day's work. You might have a good salary, benefits, and security.
However, if you don't see the results of your work and don't know who you've truly helped, a feeling of emptiness will eventually set in.
Because people don't just need to earn money.
They need to see that their work has meaning.
And when you do something you care about every day, you feel the difference.

How I can help

I look for solutions across the whole market, not inside a single bank or insurer.

Income and Intergenerational Wealth Having wealth means freedom today and security for the future. I help clients create capital that generates regular income and financial independence, while also preserving its value for future generations. The goal is wealth that works for you long-term and remains a family legacy.
Income Protection We often only realize the importance of insurance when we need it. I help set up income and asset protection so that loss of income, illness, or injury does not jeopardize a family's financial stability. The goal is not a multitude of policies, but proper coverage for key risks.
Housing and Mortgages Housing is one of the biggest financial decisions, so a mortgage must be sustainable long-term, not just approved by a bank. I set up financing to match income, life plans, and create a sufficient reserve. The goal is secure housing without compromising financial freedom.

Money does not have to be rocket science. It helps to have someone beside you who understands it.

40 + years of life experience
4 + years of experience in the financial world
100 % individual client approach
❶ ❷ ❸ ❹ income protection, housing finance, investments

About me

I believe that good financial decisions aren't about choosing between living today and living in the future. They're about finding the right balance between them. I want people to be able to enjoy their lives today, while also having the certainty that they're not jeopardizing their future. This is precisely where I see one of the most important roles of financial planning – to set up money to work for the benefit of an individual, their family, and their future goals. In financial intermediation, I work as an Exclusive Advisor. I help clients navigate the world of finance, make informed decisions, and build wealth systematically and long-term. My greatest passion lies in investments, wealth building, and long-term financial stability. I'm not just interested in where a client invests today. It's important for me to understand where they want to be in 10, 20, or 30 years and what path to choose to get there. How I help my clients Wealth Building and Protection I help set up investment strategies according to the client's specific situation, goals, and time horizon. The goal is long-term wealth building, protecting its value against inflation, and reasonable risk management. Comprehensive Financial Planning I don't view finances as individual products, but as a single whole. Investments, housing, loans, insurance, savings, or retirement should all work together to create one meaningful financial plan. Team Leadership and Development As an Exclusive Advisor, I also build and develop a team. My goal is to create an environment where experience, education, and a professional approach come together – so that the client receives quality service regardless of which team member they collaborate with. My Conviction In my opinion, financial freedom means neither extreme saving nor reckless spending. It means knowing why we use our money, where it's going, and what it should bring us in the future. My goal is not to tell clients what to do with their money. My goal is to help them understand the options, set the right direction, and create a system that will work long-term. I want to be a reliable partner for my clients on their journey to financial stability and independence – a partner who looks not just at today's numbers, but at the entire story of their wealth and life. Because properly managed finances shouldn't be the goal. They should be a tool that allows you to live life on your own terms – today and in the future.

Let us meet

Under one roof I compare offers from banks and insurers across the market

Allianz MetLife UNIQA Generali Union Colonnade HDI Wüstenrot NN Dôvera Agra poisťovňa Defend Insurance AXA Assistance

How it will work

Three steps. The first one commits you to nothing.

  1. Let's take 45 minutes. I'll tell you openly what this job truly entails – what it offers, what it requires from you, and what to expect.
    You can ask anything.
    No sugarcoating, no pressure, and no convincing.
    In the end, you'll decide for yourself if this path is for you.
  2. A day with me in the field. You will see real client meetings, not a presentation on how they should look.
    You will experience real work, real situations, and real client communication.
    Because the best decisions are made when you know what you're getting into.
  3. Onboarding that prepares you. You will prepare for a professional exam, gain necessary knowledge, and have an experienced person by your side during your first meetings.
    Together, we will also set a specific plan for the first six months, so you know what to expect and what to focus on.
    From the first step to independent work.
No obligations. No pressure. Just an open conversation. The consultation is free and without obligation.

What clients say

9 references

Marek is a great worker. He is very fast and efficient when helping me solve my issues. He helps me prepare for my future career paths and life expectations. He is an all around good hearted person, eager to work, learn and overcome challenges.

— Dennis Zemanovic

Marek je pre mňa znakom dôvery. Vždy je ochotný pomôcť a vždy to čo si dohodneme platí. Jeho komunikácia je priama a otvorená. Mne to takto vyhovuje a ako bonus mám vždy všetko do detailu vysvetlené. Konečne rozhodnutie z mnoštva ponúk spoločne konzultujeme ale rozhodnutie necháva na mne.

— Peter Bardejov

Marečku, s tvojou spoluprácou som veľmi spokojný. Páči sa mi, že klienti sú pre teba mnohokrát aj kamaráti, nie len čísla a tak s nami aj komunikuješ - kamarátsky. Kedykoľvek som sa ozval, bol si prístupný a hneď sme všetko vyriešili k spokojnosti! :) Kedže som mladý a nemám toľko skúsenosti resp. vedomostí, spoločne nastavíme veci vždy správne, s tvojím vysvetlením, tak ako majú byť. Vďaka.

— Matúš z Prešova

Riesili sme poistenie a som velmi spokojna s pristupom a s rychlym jednanim.

— Mária Mihalenková

Mareka poznam uz niekolko rokov a povzujem ho za skuseneho a doveryhodneho poradcu, kt sa primarne pozera na dlhodobe budovanie vztahu a nie na push-sale cohokolvek co nesie proviziu. Aj ked nemam alebo nepotrebujem vela produktov, napriek tomu si Marek vzdy vedel promptne najst na mna cas, s ochotou pomoct a poradit, co si velmi cenim. Preto Mareka mozem zodpovedne a s radostou odporucat dalsim.

— Ivan Vavrík

Riešila som s ním refinancovanie úveru, poistenie domu, ŽP, PZP a investície. Som veľmi spokojná s prístupom, odborným vedením a trpezlivosťou pri vysvetľovaní. Je skvelé poznať človeka v odbore financií a poisťovníctva, ktorému možno bezvýhradne dôverovať. V dnešnej dobe je to vzácnosť.

— Mária Prešov

Klientom som od roku 2023. Od prvých spoločných rozhovorov na mňa pôsobí ako človek, ktorému na klientoch záleží a robí všetko, čo je v jeho silách. Či už to bolo pri sprostredkovaní DDS, životného poistenia poistení auta alebo pomoc pri správnom výbere úveru. Veľmi mi vyhovuje flexibilita a maximálna ochota. Napriek môjmu odchodu do zahraničia mi poskytuje svoje služby na profesionálnej úrovni.

— Jakub Červeňak

Ďakujeme Marekovi za jeho prácu, aký ma prístup, komunikáciu a ako rýchlo vybaví všetko hneď na počkanie. Pomohol nám s papiermi keď mal syn úraz, vybavoval cestovné poistenie, naozaj sa dá na neho spoľahnúť. Vrelo odporúčam jeho služby finančného poradcu. Danka z Bardejovských Kúpeľov

— Danka z Bardejovských Kúpeľov

Marek mi poradil a pomohol vybrať dobre a výhodné poistenie domu, auta atď. Kedykoľvek mu zavolám, hneď je ochotný mi pomôcť a všetko potrebne rýchlo zariadi. Som s nim veľmi spokojná.

— Petra Glittová

Run the numbers

I use the rates banks are offering today — from 3,39 % (Prvá stavebná sporiteľňa, 3-year fixed period). I will prepare exact figures for our meeting.

Prvá stavebná sporiteľňa 3,39 % 3r Prima banka 3,60 % 3r Tatra banka 3,69 % 2r ČSOB 3,70 % 3r UniCredit 3,79 % 2r 365.bank 3,90 % 3r mBank 3,99 % 3r VÚB banka 4,09 % 3r Slovenská sporiteľňa 4,29 % 3r

The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.

Bank rates valid for 10/2026.

What you would pay each month and how much the loan costs in total.

Loan amount
Repayment period
Fixed period

I fill in the rate from what banks offer for this fixed period today.

I will show you the result as soon as you leave me a contact. Either one will do.

I use figures that apply on the market today. This does not commit you to anything.

How it works

Five steps that are the same for every client at myLife.

Step 1 of 5 First contact

We get to know each other and I explain what I do.

Frequently asked questions

Do I need to have experience in finance?
No.

Many people on the team came from completely different fields. Financial experience is not the most important thing.

What's more important is whether you can listen to people, want to help them, and are willing to learn.

You will acquire professional knowledge. However, the right approach to people must come from within.

How much can you earn?
I won't give you one specific number, as it would be misleading. This is a business, and income depends on activity, results, and the time you invest.

At our meeting, I'd rather show you the actual income range of people on the team – including those who were less successful.

No promises or embellishments. Real numbers rather than marketing talk.

Do I need to quit my job right away?
No. And I usually don't recommend it.

Many start alongside their current job and gradually test if this business approach suits them.

They transition to full-time only when it makes sense both time-wise and economically.

Without unnecessary risk. First try it out, then decide.

Will I have to call family and friends?
No. Building a business doesn't have to rely on approaching your closest contacts.

I teach people to work with referrals from satisfied clients, build their own reputation, and gradually create a network of contacts.

The goal is not to chase people around you.

The goal is to build trust, which will attract more clients.

What if I find out it's not for me?
No problem. We'll part on good terms.

You'll take away experience, expertise, and what you learned during our cooperation. I don't force anyone to stay.

Because a person who stays out of obligation is not good for themselves or for clients.

I want people to stay who truly want to be here.

You don't have to make a decision today. Just have a no-obligation chat, find out what the work really entails, and ask all your questions. Then you can decide for yourself. No pressure.

No obligations. No pressure. Just an open conversation.

I'll get in touch with you. At the meeting, you won't be obligated to anything. We'll talk openly about the work, the opportunities, and what you can expect from it. You'll hear the information, and the decision will be yours.

Book a meeting

Pick a time that suits you. Where we meet: online via Google Meet. It takes 45 minutes.

Pick a time that suits you.

Write to me

Leave me your contact details and a short note on what I can help with.

Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.

  • I reply within 24 hours at the latest, usually sooner.
  • We arrange a meeting online or in person, whichever suits you.
  • Consultations are always free — you never pay for them and they commit you to nothing.

Contact

Get in touch any time — I will reply as soon as I can.

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